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All agents are NOT alike! Find out why we are top real estate experts. Call us: 732-735-5114. Monmouth and Ocean County listings are linked below.
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Directions To Ward Wight Sotheby's International Realty, 522 Washington Blvd. ,Sea Girt, NJ 08750 Carol Taylor, GRI 732-735-5114 From New York, northern New Jersey and points north:
NJ Turnpike to Exit 11, to NJ Garden State Parkway south to Exit 98. Route 34 south to
From Philadelphia and points west:
NJ Turnpike north to Exit 7A and Interstate 195 east to Exit 35A (Brielle). Pick up Route 34 south to
From Princeton and Trenton areas:
Interstate 195 east to Exit 35A (Brielle). Pick up Route 34 south to
From Allentown-Bethlehem-Easton, PA or Phillipsburg, NJ areas:
Routes 22, I-78 and I-287 east to NJ Garden State Parkway south to Exit 98. Route 34 south to
OR if you'd rather: Train Service from NYC Penn Station:
NJ Transit North Jersey Coast Line to 
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About Appraisals >Three Caballeros
When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.
Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.
This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.
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- NUMBER1EXPERTS™ 
