Bay Head, Spring Lake and Brick real estate and homes for sale in New Jersey - Carol Taylor and Peter Tobia, REALTORS® Carol Taylor and Peter Tobia REALTORS(r) for Bay Head, Spring Lake and Brick, New Jersey real estate - NUMBER1EXPERTS™ Carol Taylor and Peter Tobia NUMBER1EXPERTS(tm) for Bay Head, Spring Lake and Brick, New Jersey real estate

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Carol Taylor and Peter Tobia, REALTOR®, real estate agents and broker for Bay Head, Spring Lake and Brick New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 732-735-5114. Monmouth and Ocean County listings are linked below.



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We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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A Real Gem
"Carol took every opportunity to touch base with us; to advise us every step of the way."
Sue and Bob
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Mortgage Prequalification: Bay Head, Spring Lake and Brick New Jersey home buying, real estate listings, and homes for sale in Ocean and Monmouth County, NJ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Bay Head, Spring Lake and Brick REALTORS® to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Home Inspections >Final Inspection

Before buyers close on their new home purchase, they typically make a "walk-through" inspection to ensure that the property is in the same condition as it was when the purchase agreement was drawn up.

Some sellers convey the appliances and major systems "as is," offering no promise that they will be in working order. Other agreements require all of the major mechanical systems, such as heating, plumbing, and air conditioning, to be operational. It depends on the terms that are negotiated between the buyer and seller.

During this inspection, the buyer should check the appliances by turning each one on and letting it run through a full cycle. This gives the buyer a chance to make sure that any repairs that were to be made by the seller prior to the closing have been made. These details are much easier to work out before or during the closing than after the new owners take possession of the home.

See All Tips In The "Home Inspections" Category >
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Real Estate Trivia
Q 
What is an encumbrance against a property, which may be voluntary or involuntary?

A 
There are many different kinds of liens: a tax lien, a judgment lien, a mortgage lien, and a mechanic's lien.
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Carol Taylor and Peter Tobia, REALTOR®, real estate agents and broker for Bay Head, Spring Lake and Brick New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Carol Taylor and Peter Tobia
Ward Wight Sotheby's International Realty

Sea Girt / Spring Lake area , NJ. 08750
732-735-5114
732-735-5114
Peter's Cell: 908-331-0669
Fax: 732-449-5519
Email: CarolTaylor@NUMBER1EXPERT.com

Carol and Peter are NUMBER 1 EXPERTS who are uniquely equipped to guide you in buying or selling Real Estate at the Jersey Shore.

"We truly care about the wants and needs of our clients, whether you are buying or selling. Our NUMBER 1 priority has always been to provide polite, honest and exceptional service to all our clients. We specialize in Oceanfront, Barnegat Bay, Barnegat Beach Island and local waterway communities and finer neighborhoods along the Jersey Shore."

Carol is a licensed Broker/Sales Associate, has a Graduate Realtor Institute designation and over 25 years of Real Estate sales experience, as well as dozens of sales awards for outstanding achievements.

Peter is a licensed Realtor and a licensed Professional Engineer, with extensive residential building and development experience and knowledge. He has lived and worked in Monmouth and Ocean Counties for 23 years and has first hand knowledge of some of their finer communities including Bay Head, Spring Lake, Manasquan, Wall and Brick.

Find out why Money Magazine has named the Monmouth /Ocean County region as "One of the best places to live in the nation” several years in a row. Come join us for another day in Paradise at the Jersey Shore! We are the Spring Lake, Bay Head and Ocean County NUMBER 1 Real Estate EXPERTS.

Call or e-mail us today!

Equal Housing GRI MLS REALTOR




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